Your app is monitoring FNMA 4.5 coupon because it's the most actively traded mortgage backed security (MBS). We will adjust this periodically based on market conditions.

RateAlert is the only auto-triggered MBS service in the industry. Your Live Alerts are electronically driven by a live trading feed with no human interaction. This means you're getting the fastest, most accurate alerts on the planet. No other service is fast enough to save deals.

Most lenders factor early morning MBS movement into their daily pricing before they begin accepting locks. To best predict re-pricing throughout the day you must track MBS movement from the time your lock desk issues pricing (or when you generally start pricing loans on a daily basis). You can select your starting point in Alert Settings. You can also set your sensitivity depending on how in tune you'd like to be with intraday movement. Live Alerts reference changes since market open but are triggered based on movement subsequent to the time your lock desk issues pricing. This is what sets RateAlert apart.

Your current settings will trigger alerts when MBS trades move up or down by 12 bps (- ~.125 in fee) from the time your Lock Desk issues pricing at approximately 9:00 AM EST. If you have selected scheduled alerts, they will also be sent accordingly.

With proper settings, you can expect to beat your lock desk by 20 to 45 minutes.

We care about your deals.